The year of 2010 is nearing a close and we are on the brink of a brand new year here in Jacksonville FL. The year of 2011 is finally within reach!

What plans have you made for yourself? Have you given much thought to where you will be living? Are you ready for a change of scenery? Are you running out of space for a growing family? Are you ready to down size? If you have ever entertained the thought of moving now would be a great time!

To help you purchase these homes there are many down payment and closing cost assistance programs available for first time homebuyers in Jacksonville FL. The Florida Bond Program and the Headstart to Homeownership (H2H) are still going strong.

The Florida Bond program provides up to $7,500 in down payment and closing cost assistance with a great 4.5% interest rate. While the Head start to Homeownership program can provide up to $15,000 in down payment and closing cost assistance. To qualify for these programs credit, income and household size must be verified.

Interest rates are still at historical lows. There are many great homes to choose from whether you are interested in a Jacksonville FL distressed foreclosure, short sale or seller owned property. I can be your guide in choosing any of these homes.

If you are not working with a real estate professional and would like to apply for these Jacksonville FL first time home buyer programs please don't hesitate to contact me.

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